SBA 7(a) Loans

The SBA 7(a) program is the agency's most common loan program, providing guarantees for loans up to $5 million for eligible small businesses.

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Who qualifies

Eligible small businesses meeting SBA size standards. For-profit businesses, certain nonprofits, and businesses that cannot get credit elsewhere.

Typical use

Working capital, equipment, real estate, refinancing, and expansion. Terms vary by use and lender.